Being a mom has shaped the way I do everything...not just at home but in my work, as well. It has helped me understand the depths of commitment that my clients have to their families. As a mortgage specialist, I have the privilege of helping people achieve their dreams for their families. I'm so grateful to be able to offer people the advise and information they need to make reaching their goals as simple as possible. My purpose with this blog is to provide tools that will help new or current homeowners reach whatever goals they have set for themselves. If you have ideas you'd like to hear about, let me know.

Sunday, 1 May 2011

8 common mistakes most first-time homebuyers make and how to avoid them

Becoming a homebuyer and applying for a mortgage can seem overwhelming, especially if it’s your first time. With the help of one of our expert and dedicated mobile mortgage specialists, it can be easy. They’ll meet with you any time to guide you through the process and help you find the best mortgage for your specific needs.

To help you feel more confident and prepared for becoming a first-time homeowner, we’ve put together a list of eight of the most common pitfalls, which our mobile mortgage specialists can help you avoid.

1. Thinking you won’t qualify for a mortgage
2. Not knowing all the down payment choices

3. Focusing too much on the interest rate, rather than the overall solution
4. Being unrealistic about how much you can afford to pay for your home
5. Not considering a mortgage pre-approval
6. Not choosing your own mortgage payments schedule
7. Forgetting about closing costs
8. Not knowing your credit rating

To read the whole article visit the RBC Mortgage Centre!
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